PRIVACY POLICY

Effective October 2023

Elite Acceptance Corp. (“EAC”) is committed to protecting any personal information that you may provide to us. In particular, we believe it is important for you to know how we treat information about you that we may receive from this website. Please read this Internet Privacy Policy carefully before using this site. This Privacy Policy currently is applicable only to EAC’s United States customers and visitors  only when they access and use this site, and may not be applicable to transactions performed and information collected in channels other than this site. This site is not directed to or intended for individuals under 18 years of age. This Internet Privacy Policy describes the types of information EAC collects from visitors to this site, what we do with this information and how visitors can update and control the use of information they provide on the site. This statement applies solely to information that visitors provide through our site. This Internet Privacy Policy does not apply to other data we collect, including data collected on other sites, such as separate sites operated by our affiliates or business partners or other information visitors may provide to us through other means.

Information Collected

In general, you can visit this website without telling us who you are or revealing any information about yourself. When you visit our site, our web servers collect the name of the domain you used to access the Internet (such as google.com), which pages on our site you visited and when they were visited, your Internet browser type and platform, the link that brought you to our site and any links clicked within our site. This information may be used by us, our service providers, affiliates, and business partners to measure the number of visits, average time spent, page views and other statistics about visitors to our site. We also use this data to monitor site performance and make the site easier and more convenient to use. Our web servers also seek (as many websites do) to place a “cookie” (a small data file) on your computer’s hard drive which allows the server to determine the computer when it visits again in order to track statistical information about navigation to and throughout certain areas of our site and to promotions on other sites. This cookie is not used to obtain your name or any personal data, and the information that is tracked is used only for internal purposes, such as to improve site navigation, to measure the effectiveness of our site, and is not shared with anyone other than EAC affiliates and contractors who assist EAC in these efforts and who are bound to confidentiality. However, if you prefer not to accept cookies, you can set your browser to reject them or to alert you before one is placed. We may use a third-party technology to place our advertisements on other websites. This technology will install a small “cookie” file on your computer when you view our ad. These cookies will not contain any information that personally identifies you (such as your name or e-mail address), but they will contain a randomly generated number that is unique to your browser and can be recognized by a “web beacon” (transparent GIF file) on our site if you click through to our site from one of our ads. This allows us to keep track of how many unique visitors we have to our site and from what ads they entered, so that we can measure the effectiveness of our ads and ad placements. The privacy policies of the websites on which we advertise, and through which the cookies are installed should inform you about the cookie, and you may of course set your browser to reject cookies. In addition, there are portions of this website where we may need to collect personally identifiable information about you (such as your address, phone number and other information) for identification purposes. We may also obtain information about you directly from you, through your use of our products and services and from third parties (such as credit bureaus and demographic firms). This website is not intended for persons under 18 years of age. We do not knowingly solicit or collect personal information from or about children under 18 and we do not knowingly market our products or services to children under 18.

Use of Collected Information

We may use information you provide us through this website to respond to your questions and requests. We also have account specific privacy policies that we provide in connection with active accounts annually. Any personal information we collect on this website may be shared pursuant to the account specific privacy policy that governs your EAC account which may include service providers, our affiliates, third parties who are interested in offering special products or services to you, or as permitted or required by law (such as credit bureau agencies, business we buy or sell assets from, and law enforcement or government agencies). If you have provided us personally identifiable information in connection with a consumer product or service offered by EAC on this site, please refer to the privacy policy covering such product or service provided with the disclosures for such product or service to review any opt-out options you may have relating to the sharing of your personal information.

Our Security Procedures

Our goal is to protect your personal information submitted to us through this site. We maintain reasonable physical, electronic, and procedural safeguards that comply with state and federal standards to guard nonpublic personal information about you against loss, misuse, or unauthorized access, disclosure, alteration, or destruction of the information you have provided to us on this site. We limit access to personal and account information to those employees, agents, and affiliates who assist us in providing products and services to you. Employees who misuse customer information are subject to disciplinary action. We also require third parties to whom we disclose nonpublic personal information to adhere to this Privacy Policy and to establish information security procedures. EAC strives to protect the confidentiality and security of SSNs in our possession, custody or control by employing reasonable safeguards seeking to: (i) restrict employee access to and use of SSNs; (ii) prevent unauthorized third party access to the SSNs; and (iii) prohibit unlawful disclosure of SSNs.

Your Access to Information

If you do business with us, we provide you access to information about your EAC account(s) by sending you monthly periodic statements outlining your transactions, other EAC account information, and by providing customer service representatives to answer your questions. You may be able to review and update your personal information that you provide to us through the e-servicing website of our specific products.

Links to Other Sites

This Internet Privacy Policy only applies to the use and disclosure of information we collect from visitors online through this site. Our website may contain links to other sites belonging to our business partners (who are not affiliated with us). While we try to link only to sites that share our high standards and respect for privacy, we are not responsible for the content, security, or privacy practices employed by other sites. Information you disclose to other parties or through such sites is subject to the privacy practices and policies of those parties or sites.

International Users

This is a United States-based site that is subject to United States law. This site is controlled, operated, and administered by EAC from its offices within the United States of America. This Internet Privacy Policy is provided in accordance with and subject to applicable U.S. law. If you decide to continue to access this site from your location outside the United States, you hereby agree that your use of this Site is subject to this Internet Privacy Policy.

Changes to this Policy

We reserve the right to modify or supplement this Internet privacy policy at any time. If we make any material change, we will update our site to include such changes. We recommend that you review this Internet privacy policy regularly for changes.

California Debt Collector License Number: 10262-99

Número de licencia de cobrador de deudeas de California: 10262-99.

Copy of Annual Privacy Notice